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QLM Life & Medical Insurance Company Q.P.S.C.

QLM Life & Medical Insurance Company Q.P.S.C. is a Qatar-based Company, which provides medical and life insurance products. The Company’s operating segments include Medical Insurance and Life insurance. Medical Insurance includes Group Medical, which provides optimum, affinity, privilege, and prestige insurance plans, and Individual Medical that provides services to individuals and family members. Life Insurance offers group life, group credit life, and individual life insurance policies. Group Life provides for the policyholder's employees and employees' dependents compensation in the event of the employee's death or other covered risks. Credit Life provide solutions to banks and other financial institutions to protect the borrower and the lender if a loan cannot be repaid because of death or other causes. Individual Life provides financial security to an insured person's family. The Company operates in the Gulf Cooperation Council (GCC) region, including Oman, UAE and Kuwait.
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Corporate Governance



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  2023 2022 2021 2020

Does the company publish and follow an environmental policy? Yes/No


Energy used (GJ/employee) Annual total direct energy consumption per employee


Specify the primary source of energy used by the company


Total amount of energy used (GJ)


Total greenhouse gas emissions (tonnes)


Total waste produced (kg)


Total water use (m3)


Average hours of training per employee


Disclosure and adherence to a Human Rights Policy? Yes/No


Does the company prohibit the use of child or forced labor throughout the supply chain? Yes/No


Does the company publish and follow a policy for occupational and global health issues? Yes/No


Employee turnover rate (%)


Employee wages & benefits


Nationalisation rate (%)


Number of grievances about human rights issues filed, addressed and resolved


Pre-tax profits invested in the community (%)


Spending on locally-based suppliers (%)


Total number of injuries and fatal accidents (contractors)


Total number of injuries and fatal accidents (employees and contractors)


Total number of injuries and fatal accidents (employees)


Total workforce (FTE)


Women in the workforce (%)

Corporate Governance

CEO pay ratio


Disclosure of the voting results of the latest AGM. Yes/No


Does the company publish and follow a Bribery/Anti-Corruption Code? Yes/No


Does the company publish and follow an Ethics Code of Conduct? Yes/No


Executive compensation linked to performance indicators. Yes/No


Female directors on the board (%)


Independent directors on the board (%)


Median male salary to median female salary


Role separation of Chairman and CEO. Yes/No


Sustainability report published. Yes/No